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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Good card has never fails me yet

Good card has never fails me yet Reviewed on: 15th January 2026

Good service and easy to apply for

Good service and easy to apply for Reviewed on: 15th January 2026

Easy to use

Easy to use and customer service sort any issues quickly. Reviewed on: 15th January 2026

They do what they say they will do.

They do what they say they will do. Always there for customers and make them feel valued. Reviewed on: 15th January 2026

Zopa excellent good ap to big thumps up

Zopa excellent good ap to big thumps up Reviewed on: 15th January 2026

Everything was cardceasy from the onset

Everything was easy from the onset Reviewed on: 15th January 2026

Easy to use app and opportunities to increase credit...

Easy to use app and opportunities to increase credit limit Reviewed on: 15th January 2026

It's Good Service And Terms And conditions Also

It's Good Service And Terms And conditions Also Reviewed on: 15th January 2026

Best ever credit card, really listens & helps custom...

Best ever credit card, really listens & helps customer with responsible lending always at the forefront Reviewed on: 15th January 2026

Since I have been using Zopa my credit score is impr...

Since I have been using Zopa my credit score is improved and the customer service is excellent. I would recommend to anyone. Reviewed on: 15th January 2026

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