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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Customer service was great.

Customer service was great. It was made a great experience whilest applying for the card. Reviewed on: 15th January 2026

App is very good and very easy to manage

App is very good and very easy to manage Reviewed on: 15th January 2026

Its a greater starter credit card and I have never h...

Its a greater starter credit card and I have never had any problems with Zopa Reviewed on: 15th January 2026

Brilliant product - Zopa

Quick and easy to make application, transparent with expectations and really easy nice modern interface for the credit card app Reviewed on: 15th January 2026

Fantastic app & customer service

Love the Zopa app and how fast their customer service is compared to a lot of other companies. Reviewed on: 15th January 2026

Excellent service

Very happy easy to contact, very knowledgeable and would highly recommend Reviewed on: 15th January 2026

Hi my experience zopa is very good service provider

Hi my experience zopa is very good service provider Reviewed on: 15th January 2026

Best Card Best everything

always so helpful understanding very polite wouldn’t want to have another card Reviewed on: 15th January 2026

Good experience, professionalism

Good experience, professionalism Reviewed on: 15th January 2026

Overal very good, very happy customer.

Overal very good, very happy customer. Been with Zopa a few months and had no problems at all thank you for everything Zopa Reviewed on: 15th January 2026

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