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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great cardVery easy company to work with

Very easy company to work with, Good value Reviewed on: 27th April 2025

Great Experience!

I have enjoyed the services I have received so far Reviewed on: 27th April 2025

Good good good good good good good

Good good good good good good good Reviewed on: 27th April 2025

Great companyI

Great company easy to use in am so happy with the way I’ve been treated Reviewed on: 27th April 2025

So far no any problems , they have savings programs...

So far no any problems , they have savings programs too with interest rates Reviewed on: 27th April 2025

Really very good very understanding everything is good

Really very good very understanding everything is good Reviewed on: 27th April 2025

Zopa systems are user friendly and the services team...

Zopa systems are user friendly and the services team extremely helpful. Easy application and favourable terms. Reviewed on: 27th April 2025

Execellent valueable fantastic Fabulous

Execellent valueable fantastic Fabulous Reviewed on: 27th April 2025

Very friendly and helpful team.

Very friendly and helpful team. My issues were quickly resolved Reviewed on: 27th April 2025

Great app and best credit card thank you Zopa

Great app and best credit card thank you Zopa Reviewed on: 27th April 2025

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