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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent credit service

Very easy to use and handle I would recommend zopa Reviewed on: 29th March 2022

Easy and great

Great company, got accepted fast and process was so simple. Recommend to a lot of my friends. Reviewed on: 29th March 2022

Easy Credit Card to use

The app on you phone is so useful and easy to use to keep a track of your spending Reviewed on: 29th March 2022

Simple and easy

From start to finish my experience with zopa was so easy and simple. The app is great telling me when I've used my card, how much it was, where it was and my balance left. Reviewed on: 29th March 2022

Top bank

These guys have been a pleasure to deal with process is made simple and quick , highly recommended . Reviewed on: 29th March 2022

First Credit Card!

Great credit card! This was my first ever card and they gave me the chance to grow my credit score, which I really appreciated. They have a user friendly banking app; it keeps you updated on when a payment is taken off your card and the remaining balance you have. Also, the app allows you set a safety cushion, to prevent you from running out of credit. Highly recommend! Reviewed on: 29th March 2022

Great service. Would recommend getting this card so easy to use and rates are great

I have had card six months and i find it a great assett Reviewed on: 29th March 2022

Nice and simple

Customer service is brilliant. Everything just seems to work and it’s brilliantly straight forward Reviewed on: 29th March 2022

Card with no halses

Dedicated customer care. The service is superb!! Reviewed on: 29th March 2022

Best banking service.

It was fast service and security is still high. Reviewed on: 29th March 2022

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