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Zopa: Credit card reviews

4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44345)

Amazing

5
Amazing customer service and all round great Reviewed on: 29th March 2022

Clear and simple

5
The application and the app have been and are very clear to use very clear to understand, what the expectations to myself have also been made clear and understandable. I would highly recommend to everybody Reviewed on: 29th March 2022

Simple and fast

5
Apply in 3 min, get accepted in 2 min Reviewed on: 29th March 2022

Very good and quick

5
Very easy to apply get your card quick would highly reccommend Reviewed on: 29th March 2022

Credit score improvement

5
I needed a card to better my credit score and this was the card for me the app was easy to set up,easy to use and easy to keep track of my spending Reviewed on: 29th March 2022

Great

5
Customer service has been wonderful Reviewed on: 29th March 2022

Excellent

5
Great service, really helpful to spread the cost of purchases. Reviewed on: 29th March 2022

Great

5
Zopa has given me the opportunity to build my credit score and it’s working! They are helpful and very informative their tips are great too. Reviewed on: 29th March 2022

Zopa card review

5
The Zopa card is very good service, low interest, safe and protected, i would recommend anyone to have a zopa card Reviewed on: 29th March 2022

Efficient use of Technolgy

5
Zopa has embraced the new way of living, offering a hassle free, efficient and effective process of offering and giving credit and account management. So far, I have enjoyed my experience with Zopa and looking to expand my account to the other products they currently offer. Reviewed on: 29th March 2022

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