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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent

Excellent credit card provider I like the way that communicates and tells you what you spent and send it to your mobile phone in my opinion excellent Reviewed on: 29th March 2022

Love it

Great service, quick to set up. Love it Reviewed on: 29th March 2022

Easy and flexible

Great service, clear and useful app. Reviewed on: 29th March 2022

Superb

Fantastic service and excellent app, so easy to use and understand. Reviewed on: 29th March 2022

Excellent service

Great service good app too. No issues at all Reviewed on: 29th March 2022

Smart application and Good customer service

Zopa provides very easy and user friendly App. Customer service represents high standards. Reviewed on: 29th March 2022

Very happy helped me boost my credit rating

Amazing card would definitely recommend helped me so much boosting my credit Reviewed on: 29th March 2022

Fabulous service!

A fabulous, stress free service at your finger tips! Highly recommended! Five stars all the way! Reviewed on: 29th March 2022

Amazing service

When ever I've had an issue Zopa have had the knowledge and the customer services staff to help with my query fast and effective and I have left the call or the chat very satisfied Reviewed on: 29th March 2022

Super is very good

Super very good one of the best zopa Reviewed on: 29th March 2022

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