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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Excellent

Excellent service card ordered and came 2 days later Reviewed on: 29th March 2022

Great credit card

Built my credit score up. The app is very easy to use. Reviewed on: 29th March 2022

Professional

Understanding customer needs, also very knowledgeable. Overall good service provider Reviewed on: 29th March 2022

Easy to get, easy to use, just works

I am using Zopa to build up my credit worthiness. It was easy to get, the application form was simple and concise, and the card arrived with credit loaded shortly after. thank you. Reviewed on: 29th March 2022

Highly recommend

Couldn’t get accepted by any other company due to a recently settled ccj but then I found Zopa and got accepted Reviewed on: 29th March 2022

Excellent service

Perfect service. Highly recommended. Reviewed on: 29th March 2022

Good

With poor credit this will help me in the future! Reviewed on: 29th March 2022

Mr j francis

Zopa are a very helpful credit agency and I have found the app particularly usefull Reviewed on: 29th March 2022

Fantastic card to use abroad.

Used constantly in Barcelona , instant pound conversion great rate and no surcharges . Reviewed on: 29th March 2022

Quick, friendly service

Zopa have been amazing, the whole process from application to receiving my card has been such a breeze! And super quick! The customer service is brilliant there is always someone on hand via online chat to solve any problems quickly, would definitely recommend to family and friends, really thankyou zopa! Reviewed on: 29th March 2022

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