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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great Bank

Great service, quick response times and super easy to use app. Reviewed on: 29th March 2022

It's a good card and is easy to use

Easy to use good service no issues Reviewed on: 29th March 2022

The best ever card ever

I have had this card for around six months. Previous I a iva and this card gave me a chance to help rebuild my credit score. Thank you Reviewed on: 29th March 2022

Easy to use, great customer service

App is easy to use easy to apply customer service is great and would recommend to anyone who wants to use it Reviewed on: 29th March 2022

An amazing credit card!

Since having my Zopa credit card it’s made my life so much easier! Paying it off is so easy and I would highly recommend Zopa to anyone wanting their first credit card, it’s great for building your credit score too. Reviewed on: 29th March 2022

Great service

The application process was easy to understand and fast. When I pay back the payment shows very quickly. I already recommended to my friends and they started using it. Reviewed on: 29th March 2022

Fantastic service

I've owned many cards in my time and I have found the entire process with zoba to be by far the best. Reviewed on: 29th March 2022

nice card work at every place

nice card works at every place and i am very happy Reviewed on: 29th March 2022

Awesome

Completely seamless experience straight from signing up. Everything easy to use, can see your spending live, make payments easily and get handy eligibility checks on borrowing power! Reviewed on: 29th March 2022

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