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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy to understand app

Like how the app is easy to use, can find everything I need very quickly. Clear information makes looking after my finances easier Reviewed on: 29th March 2022

Excellent Service and full of useful information

Applied for this card 6 months ago, would recommend it to anyone, Excellent service and sound information regarding finance and spending.. Reviewed on: 29th March 2022

Brilliant service

Brilliant all rounder, from customer service to the app. Great work by you guys, muchly appreciated. Reviewed on: 29th March 2022

Fantastic service

Brilliant service with easy to use app always there when needed Reviewed on: 29th March 2022

Great

Great and very helpful they like to help you Reviewed on: 29th March 2022

Zopa credit card

Easy to use, very good mobile app, good customer service via chat Reviewed on: 29th March 2022

Fabulous Friendly and efficient

Brilliant service, friendly and efficient Staff! Great app to use which is very user friendly! Reviewed on: 29th March 2022

Good lender, with reasonable interest

Joined few months ago and am happy with the security in place, can be rest assured its safe. Reviewed on: 29th March 2022

Amy Baker

very happy easy to use service. Reviewed on: 29th March 2022

Excellent service

No hassle easy to use clear statements Reviewed on: 29th March 2022

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