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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Royal flush of cards.

Excellent provider. Informative and excellent rates. Excellent app, easy to navigate and access your online card details. Reviewed on: 29th March 2022

Excellent co

A great credit card, everything is easy from application to managing my account, payments are cleared on my account straight away so I know where I am with my money Reviewed on: 29th March 2022

Recommend

I would definitely recommend zopa credit card, it has helped me rebuild my credit score with a manageable limit, it keeps me up to date with how much I'm spending and how much I owe. The app is easy to navigate Reviewed on: 29th March 2022

I like zopa because its really easy to set up and the app is easy enough

Zopa is easy to use, it took less than 5 minutes to set the app up. I have never had a problem with zopa. Id definitely recommend them to anyone, as long as there financial state is good because noone wants to get into debt, i got my decision within minuites. It was a speedy process from the very start x Reviewed on: 29th March 2022

Great service and mobile app

Nothing but good things to say, great mobile app, easy to use, so much at the touch of a button! Great service and really enjoying my new credit card Reviewed on: 29th March 2022

Great Customer Service

When i managed to block my card through forgetting my own pin, the customer support were very helpful and fast at getting my card secured and activated again. Reviewed on: 29th March 2022

Top marks in my experience

No hassle and easy to understand the app quick easy payment system which is instant unlike others which you have to wait sometimes up to 5 days. Reviewed on: 29th March 2022

Easy to use

So easy to use and really user friendly! App is great and can easily see my eligibility for products Reviewed on: 29th March 2022

amazing bank

They took a chance on me, and I won't let them regret it. Theyve been amazing. Reviewed on: 29th March 2022

Easy zopa

Quick and easily set up good customer relations recommend anytime Reviewed on: 29th March 2022

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