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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Zopa account balance

5
Very quick account payments and balance change Reviewed on: 26th January 2022

Perfect

5
Great service and easy to use app too Reviewed on: 26th January 2022

Top Credit Card!!!

5
Easy to apply and Zopa are very on the ball, app is easy to use and intuitive and Zopa are the most responsible financial provider i have come across!! Reviewed on: 26th January 2022

great

5
hi everything i have done on here has been very good Reviewed on: 26th January 2022

Zopa

5
Really great happy customer highly recommend Reviewed on: 26th January 2022

Great

5
Very easy to use and very happy with the service Reviewed on: 26th January 2022

Zopa is amazing for just about anyone.

5
Zopa is a really good way to get into credit lending and other money management such as loans. It’s great for people on low income aswell as there’s in charge fee for exceeding your limit and there really accommodating to everyone Reviewed on: 26th January 2022

Simple set up great app

5
I like monthly eligibility check for loan Reviewed on: 26th January 2022

No hassle easy use bank brilliant service

5
Absolutely great to know I have this bank behind me Reviewed on: 26th January 2022

Excellent and easy to use

5
I like this card. The app is easy to use and payments very straightforward. You are kept informed of everything. Reviewed on: 26th January 2022

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