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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Zopa is the best!

I was very pleased to get a Zopa credit card it has been very useful and helpful to me. The customer service is excellant too. Reviewed on: 29th March 2022

Zopa is Great.

I enjoy Zopa’s App on iOS. Easy to use. Keep it going Zopa. Reviewed on: 29th March 2022

Outstanding customer service

Whenever I need help Zopa customer service are always in hand to help me to get my problem sorted Reviewed on: 29th March 2022

Great for credit building

It's a no nonsense credit card with everything told to you in layman's terms and no surprises Reviewed on: 29th March 2022

excellent and easy to use

i am using Zoopla credit card and its really easy to use and excellent system. Reviewed on: 29th March 2022

Best credit card

Not a problem whatsoever brilliant Reviewed on: 29th March 2022

Straightforward

I haven’t been long with Zopa but so far the experience has been straightforward and fast. I have an app which allows me to follow my spending, set a spending limit and pay in various ways. Reviewed on: 29th March 2022

Easy, understanding and afford

App brilliant and easy to use. Money easy to handle and access Reviewed on: 29th March 2022

Avoid this card

Appalling service. Poor communication throughout the entire business. The online automated response system is a joke. The computer system is unreliable. Best credit? card I hope not Reviewed on: 29th March 2022

Zopa for the bank of the year

Helping with my credit score. Details well defined. Reviewed on: 29th March 2022

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