Paid advertisement
Smart Money People Logo

Zopa: Credit card reviews

4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44345)

Highly recommend

5
Love it, very easy to use and very helpful Reviewed on: 29th March 2022

Excellent

5
Great experience with service and product Reviewed on: 29th March 2022

Excellent service

5
Have had no complaints at all with the experience I have had Reviewed on: 29th March 2022

Fantastic

5
Easy ,straight forward and all with great customer service , they way everything should be . Reviewed on: 29th March 2022

I love it

5
Excellent services very powerful Reviewed on: 29th March 2022

Ace would recommend

5
Having a great experience with them Reviewed on: 29th March 2022

Excellent

5
Excellent great card! Great app and service! Reviewed on: 29th March 2022

Brilliant card

5
No issues with it at all. Great. Reviewed on: 29th March 2022

Quick easy speak to real people

5
Helpfull, always a person at the end of the phone. Tells you well inadvane when repayment is due Reviewed on: 29th March 2022

Very helpful card is great

5
Very good experience no problem with the card I find it great to have will recommend anybody to get the card including family Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69083 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1793 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1545 reviews
    Zopa
    View all products