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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

No fuss card

Zopa no fuss credit card is brilliant.Also there website is very easy to navigate around even for those that technology frightens Reviewed on: 29th March 2022

I love zopa

I love how zopa help me financially Reviewed on: 29th March 2022

Zopa

Hassle free, reliable, brilliant app, instant updates, instant payments and transfers, stress free, no concerns, good fees and APR Reviewed on: 29th March 2022

Brilliant service

Zopa have been incredibly useful and would highly recommend the services they provide. I am one very happy customer. Reviewed on: 29th March 2022

Brilliant customer service

Very efficient to issue card. App easy to use and useful . Updates very quick so you can track your spending. Very please with Zopa and the service I receive. Reviewed on: 29th March 2022

excellent service

I find it very easy to use, have no complaints about the service always there if you need help Reviewed on: 29th March 2022

Great

Great company would recommend to anyone Reviewed on: 29th March 2022

Very good and very trust

It very easy to use soo spread safety to be safety Reviewed on: 29th March 2022

Great service

Great credit card. They protect your financial ability Reviewed on: 29th March 2022

Nice to use

I recommend this zopa highly.we can use this is very good for use Reviewed on: 29th March 2022

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