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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Professional

Understanding customer needs, also very knowledgeable. Overall good service provider Reviewed on: 29th March 2022

Easy to get, easy to use, just works

I am using Zopa to build up my credit worthiness. It was easy to get, the application form was simple and concise, and the card arrived with credit loaded shortly after. thank you. Reviewed on: 29th March 2022

Highly recommend

Couldn’t get accepted by any other company due to a recently settled ccj but then I found Zopa and got accepted Reviewed on: 29th March 2022

Excellent service

Perfect service. Highly recommended. Reviewed on: 29th March 2022

Good

With poor credit this will help me in the future! Reviewed on: 29th March 2022

Mr j francis

Zopa are a very helpful credit agency and I have found the app particularly usefull Reviewed on: 29th March 2022

Fantastic card to use abroad.

Used constantly in Barcelona , instant pound conversion great rate and no surcharges . Reviewed on: 29th March 2022

Quick, friendly service

Zopa have been amazing, the whole process from application to receiving my card has been such a breeze! And super quick! The customer service is brilliant there is always someone on hand via online chat to solve any problems quickly, would definitely recommend to family and friends, really thankyou zopa! Reviewed on: 29th March 2022

Amazing

Amazing customer service and all round great Reviewed on: 29th March 2022

Clear and simple

The application and the app have been and are very clear to use very clear to understand, what the expectations to myself have also been made clear and understandable. I would highly recommend to everybody Reviewed on: 29th March 2022

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