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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Very good credit leader

5
Easy to use and really easy to apply Reviewed on: 29th March 2022
Franca Onojaefe's avatar
Franca Onojaefe

Great service

5
Highly recommended easy to managed online Reviewed on: 29th March 2022
Joanna 's avatar
Joanna

Great service

5
Great service would highly recommend Reviewed on: 29th March 2022
Terry's avatar
Terry

Excellent service

5
Excellent service very easy to apply and allways staying in touch very helpful Reviewed on: 29th March 2022
Linda kilroy's avatar
Linda kilroy

Great customer service

5
Payments show up almost instantly and don’t take two day to clear like all others. The easiest app to use. Reviewed on: 29th March 2022
Anonymous's avatar
Anonymous

Outstanding Service

5
Was so easy to apply and receiving the card etc didn't take long. Keeps you in budget and the app is helpful as well. Would highly recommend this card . Reviewed on: 29th March 2022
Colin Walker 's avatar
Colin Walker

Excellent

5
Zopa is so quick and easy when paying them via the app and the customer service is brilliant. Reviewed on: 29th March 2022
Ruby Cann's avatar
Ruby Cann

Great

5
Very good never had a problem always works and no charges for using abroad Reviewed on: 29th March 2022
Scott's avatar
Scott

Zopa credit card help a lot.

5
Zopa credit card help everyone no matter how bad your credit score is, they will stand by you when you need help. Reviewed on: 29th March 2022
Mariam F. jammeh's avatar
Mariam F. jammeh

Great service

4
No complaints, Great service, easy to use app. Reviewed on: 29th March 2022
Joe Chappell's avatar
Joe Chappell

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