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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Me bowen

From start to finish I found the application process very easy and understanding Reviewed on: 29th March 2022

App is great

App is great. Everything is really easy yo understand. Credit rating updates are useful. Would love to see a current account in future. Reviewed on: 29th March 2022

Reliable

I have had no problems. No hidden cost and app is easy to use. Reviewed on: 29th March 2022

Zopa the best

I find Zopa gave me a second chance in starting to build my credit rating Reviewed on: 29th March 2022

Excellent

Excellent services and great deal to use this credit card Reviewed on: 29th March 2022

Fast and Easy

Quickest Card I have ever applied for literally 4 days from application to receiving my card smooth and easy Reviewed on: 29th March 2022

Accessible app that always easy tracking of spending

The Zopa credit card is great because I get regular updates on my spending allowance and everything is really clear and accessible on the app. I also like how quickly funds transfer over when I’m paying off my balance. Would highly recommend Reviewed on: 29th March 2022

Easy to use

Great app so easy to use great communication Reviewed on: 29th March 2022

Kevs

Great service all the time always app working excellent all the time can get all the information about account through the app Reviewed on: 29th March 2022

Quick easy and trusted

Everything is quick easy and you can track everything on the app. Highly recommend. Reviewed on: 29th March 2022

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