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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Love Zopa

Love Zopa - brillaint service and app. So easy to manage your money, build your credit score without any fuss. Saving you time and stress!! Reviewed on: 29th March 2022

Responsible lenders

Very responsible lenders, they don’t credit you too much beyond your means and their interest rates are reasonable Reviewed on: 29th March 2022

Very easy to access and quick response

Helped me out in difficult time. Very speedy response. Reviewed on: 29th March 2022

Brilliant - simply brilliant

Their app is so easy to use, straightforward and very user friendly. The help section actually has topics that you might need help with and not just a page of topics that no one has ever needed help with before. Making payments is easy. You can always see what you owe, what payments you have made, it really is that easy and simple. Reviewed on: 29th March 2022

Effective, efficient

Such amazing services all throughout. Quick to receive a card. Low interest. Reminders. Easy to use. What’s not to love Reviewed on: 29th March 2022

Really good

It’s great and easy to use. Really recommends Zopa as a good reasonable credit card Reviewed on: 29th March 2022

ZOPA best credit card around

I love the ZOPA card and team, very friendly and so easy to set up, great app too Reviewed on: 29th March 2022

Positive borrowing experience

Easy to use and clear charges structure Reviewed on: 29th March 2022

Easy to use

Been a great and reliable service Reviewed on: 29th March 2022

Helpful team

Easy to use app and great customer service Reviewed on: 29th March 2022

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