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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Easy fast great customer support

Every thing was done and action in hardly any time Reviewed on: 29th March 2022

Great little card

I am really happy to be a zopa customer great customer service and reliable Reviewed on: 29th March 2022

Perfect bank

Had great experience so far and they don't seem to rip you off and they are easy to contact if need be. Reviewed on: 29th March 2022

Good sevice

Brilliant service for a credit card, I use mine in emergencies, not had any issues and the repayments are fair. Reviewed on: 29th March 2022

Unbelievably reliable

Have a zopa card I have found it easy to manage it has a affordable limit and great interest rates there app is easy to us and shows you every aspect of your acount Security it at the upmost highest and I like that you can't see pins etc without verification that you are the acount holder Reviewed on: 29th March 2022

Brill

Easy to use and helpful, the bank is easy to deal with Reviewed on: 29th March 2022

Perfect for me

Have a low credit score and Zopa gave me a chance with a small credit limit to help improve my rating when other banks wouldn't Reviewed on: 29th March 2022

Perfect thank you

Very easy to deal with easy to get hold of perfect thank you Reviewed on: 29th March 2022

App easy to use

The application process was very straight forward. The app is easy to use and I can see where I stand straight away Reviewed on: 29th March 2022

Great cars

Zopa is a great card would highly recommend if you want to build your credit raiting, good look too Reviewed on: 29th March 2022

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