Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Simple

Zopa are such an easy company to sign up with, so easy to set up and use which is what we require Reviewed on: 29th March 2022

Bouncing back with confidence

Zopa is easy and sustainable to use . It helps build your credit , which helps you. Hold your confidence and bounce back after the pandemic. Sensible credit limits, easy to use app and easy to make payments I am very grateful to Zopa accepting me as it makes you feel like your back on track . After losing everything in 2014-15 due to my marriage breaking down to domestic violence I have had to work twice as hard to bring up my daughter and restart again. I am now trying to get a mortgage and Zopa has helped me out it’s my credit rating which has helped my mental health Thank you so much Reviewed on: 29th March 2022

Reliable, convenient, fantastic

Hands down one of the best companies to bank with Reviewed on: 29th March 2022

Tip Top service

Excellent customer service,,had a problem and was sorted within minutes and Zopa comes highly recommended by me . Thank you and keep up the good work Reviewed on: 29th March 2022

Amazing

Fantastic experience having a credit card with Zopa. Quick and easy to set up and understand x Reviewed on: 29th March 2022

Efficient customer care

Zopa customer care service is prompt and ever willing to assist. Reviewed on: 29th March 2022

Excellent

Very good company great all round service Reviewed on: 29th March 2022

Excellent way to improve your credit rating

Quick and easy to use and pay texting paying amounts super card Reviewed on: 29th March 2022

Excellent service

After being refused credit cards previously Zopa gave me the chance to improve my credit rating Reviewed on: 29th March 2022

Great card and look after you fantastic

Wonderful experience looking after you from the start fabulous card Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Charge Card
from American Express 4.20 from 24 reviews
Opus Credit Card
from NewDay 4.03 from 3 reviews
Freedom Rewards Credit Card
from Barclaycard 3.77 from 61 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub