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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Zopa credit card

Easy to use, great customer service. Reviewed on: 29th March 2022

Brilliant!

Zopa, is by far the best credit card provider I have used. The app is clear and makes sense. There’s no extra charges that come out of nowhere, and it’s easy to set up a DD or to pay off in app. Reviewed on: 29th March 2022

Excellent credit card

The app is very user friendly and the card is easy to manage. Been great for my credit rating too. Reviewed on: 29th March 2022

Amazing

All the zopa experience is amazing! Reviewed on: 29th March 2022

Simple and useful

Good rates, even with bad credit. Never actually had to contact customer services for anything, which, in my opinion, is only a good thing Reviewed on: 29th March 2022

Great

Flexible and responsive card. Great customer service. Reviewed on: 29th March 2022

Great credit card company

Great experience from the start Reviewed on: 29th March 2022

Quick,easy and helpful

It was fast, simple and very easy to set up and receive card and details. The app is brilliant and team are very helpful Reviewed on: 29th March 2022

Outstanding

Everything went smooth no hassle and easy to set up and use Reviewed on: 29th March 2022

Best Card Yet

Zopa card with online app keeps track of spending- not only that but has additional features of keeping by an amount of credit by for those rainy days when an unexpected expense comes up . Would highly recommend as analyses spending - groceries , shopping, entertainment etc Best card I’ve had Reviewed on: 29th March 2022

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