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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Excellent

Its my first credit card it was simple procedure and amazing customer service. Reviewed on: 26th January 2022

Took a chance on me

Gave me credit when others wouldn't and I've paid them back by.. Well, literally paying them back Reviewed on: 26th January 2022

Best finance company in uk

10 out of 10 very helpful and easy Reviewed on: 26th January 2022

10/10

Great, easy and quick. No issues applying and everything explained fully. Glad I found zopa. Reviewed on: 26th January 2022

Tidy

Keeps my money tidy no mess not hidden fees or costs my favourite emergency funds Reviewed on: 26th January 2022

Great service

Always very helpful and great service Reviewed on: 26th January 2022

Great card and easy to apply

All in all easy and very accessible Reviewed on: 26th January 2022

Great Company

Great easy to use platform with no pressure. Great updates and notifications. Reviewed on: 26th January 2022

Fantastic

Very easy to apply and they answer you within short time to know your decision. They also help people struggling with their poor credit history. Reviewed on: 26th January 2022

Love it!

So helpful and a nice easy to use app Reviewed on: 26th January 2022

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