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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Brilliant!

Zopa, is by far the best credit card provider I have used. The app is clear and makes sense. There’s no extra charges that come out of nowhere, and it’s easy to set up a DD or to pay off in app. Reviewed on: 29th March 2022

Excellent credit card

The app is very user friendly and the card is easy to manage. Been great for my credit rating too. Reviewed on: 29th March 2022

Amazing

All the zopa experience is amazing! Reviewed on: 29th March 2022

Simple and useful

Good rates, even with bad credit. Never actually had to contact customer services for anything, which, in my opinion, is only a good thing Reviewed on: 29th March 2022

Great

Flexible and responsive card. Great customer service. Reviewed on: 29th March 2022

Great credit card company

Great experience from the start Reviewed on: 29th March 2022

Quick,easy and helpful

It was fast, simple and very easy to set up and receive card and details. The app is brilliant and team are very helpful Reviewed on: 29th March 2022

Outstanding

Everything went smooth no hassle and easy to set up and use Reviewed on: 29th March 2022

Best Card Yet

Zopa card with online app keeps track of spending- not only that but has additional features of keeping by an amount of credit by for those rainy days when an unexpected expense comes up . Would highly recommend as analyses spending - groceries , shopping, entertainment etc Best card I’ve had Reviewed on: 29th March 2022

Very good service

The card works good hope to get a better service very good Reviewed on: 29th March 2022

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