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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Very good service

The card works good hope to get a better service very good Reviewed on: 29th March 2022

Very satisfied

Most simple process to apply and get a credit card. Starts with a low limit but improves soon after. Very satisfied with the easy process and the overall experience. Reviewed on: 29th March 2022

Best bank

Never had any troubles with zopa. They are the best credit card bank ever. Everyone should be with zopa Reviewed on: 29th March 2022

Effortless

The application was very easy, the customer services are always helpful and easy to contact, the rates are competitive and the mobile app runs smoothly with some very good additional features compares to any other I have used. Reviewed on: 29th March 2022

Keep it up

Moneys is always there when you what it Reviewed on: 29th March 2022

Simple and Easy

First time applying for a credit card, I chose Zopa because of how simple and easy it was use from the navigation of their app to the service they provide. Reviewed on: 29th March 2022

Amen

Stress free company have no complaints about then Reviewed on: 29th March 2022

Easy to use

Easiest starter credit card for anyone looking to build a credit score, good allowance and very good app. Reviewed on: 29th March 2022

Superb

Very functional app, the process of applying is fairly simple and quick. Reviewed on: 29th March 2022

Reliable

Zopa is the most reliable, honest and so secure to use, also very simple.. easy to get access to almost everything in there apps also very simple to get thru by via email or phone.. i get updates regularly and also updates on what i am entitled to every quarterly.. I would like to send my thanks to Zopa and to all staff members, doing a great job, very Satisfied with the services I always got. Keep up the grest job Zopa :) Reviewed on: 29th March 2022

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