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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy to deal with

Zopa are a no nonsense, clearly understandable bank. Their app is very easy to use and if I have ever had to contact them on the 'phone they are always helpful, friendly and polite. I would certainly recommend them to my friends and family Reviewed on: 29th March 2022

Highly Recommended

Excellent Customer Service Highly Recommended Very Easy App to use Reviewed on: 29th March 2022

Ease of use

Easy to use and understand. The ability to make payments when you like using the app is great and interest isn't huge like other cards. Reviewed on: 29th March 2022

Perfect

Very easy and quick process to apply , app interface is very easy to Navigate and understand , great service many of the leading banks could learn something from zopa Reviewed on: 29th March 2022

Best bank company, never had any issues

I have never had any issues with Zopa, it is so straight forward and easy to use, the staff are always so patient when phoning about issues, would recommend to anyone Reviewed on: 29th March 2022

Happy with my card and love the simple app to manage my finances.

I have found using my Zopa card app very convenient, it also helps me stay on top of my finances. Thank you and keep up the good work Reviewed on: 29th March 2022

Great service and communication

A great company easy to deal with and great app Reviewed on: 29th March 2022

Decent

Very good and honest service, would recommend to friends and family. Reviewed on: 29th March 2022

Easy and helpful

Took me a few minutes and had the help of a worker to find the best deal to me Reviewed on: 29th March 2022

Amazing!

Easy application and quickly processed to get you going Reviewed on: 29th March 2022

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