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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very good

I am so happy with zopa Just I want to standing my limited Reviewed on: 29th March 2022

Simplicity at its best

Such an easy application process from start to finish with an easy to understand app and helpful customer service. What more could you want. Reviewed on: 29th March 2022

Very helpful when the service is needed

Always good to have a backup account of credit just in case you hit a rough patch, Zopa helped when I did exactly that. Reviewed on: 29th March 2022

Great

Great company giving people with low credit scorse to give them the chance of a credit card. Reviewed on: 29th March 2022

Easy and simple

App is easy and very clear to use helps you with your finances Reviewed on: 29th March 2022

Excellent

Satisfied customer here and excellent customer support Reviewed on: 29th March 2022

Brilliant company great customer service

Interest charge is fair very understanding company and the app is so easy to use Reviewed on: 29th March 2022

Quick and easy ap.

Zopa so easy to apply for . The ap is easy to navigate and competitive interest rates Reviewed on: 29th March 2022

Good little credit card

I've bad credit and trying to improve it and this credit card helps as you can set limits to stop you overspending which is great! Reviewed on: 29th March 2022

So easy to access and use

Signing up was so simple and the app is also easy to access and use. Fit for all ages Reviewed on: 29th March 2022

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