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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Amazing

Would definitely recommend Zopa absolutely brilliant Reviewed on: 29th March 2022

Easy to use great app

Live my Zopa card everything was easy and straightforward to set up. Which only took minutes. I love that I’m in complete control of my account. I will also be highly recommending this card Straightforward and hassle free . Reviewed on: 29th March 2022

Every little helps

A simple and effective way to improve my credit score. Thanks Zopa Reviewed on: 29th March 2022

Very detailed service

A very detailed service provided and the online app is very useful and helpful with keeping an eye on your credit rating Reviewed on: 29th March 2022

Perfect

A company that's on the ball, immediate payments to your card, no waiting days, makes you wonder why other companies can't be so up to date ! Reviewed on: 29th March 2022

Spectacularly Easy

Easy as a Sunday morning. No problemo macadamio Reviewed on: 29th March 2022

Very easy card to deal with

Very easy card to deal with & also helps having the app to keep on top of daily spending too. Reviewed on: 29th March 2022

Best

The best credit card ever. I can't think of any better card providers Reviewed on: 29th March 2022

Great

I haven't heard of Zopa till I joined the credit score app was quick with results, user friendly app to those that aren't Tec savvy. Reviewed on: 29th March 2022

Amazing company

This card is so easy to use and the app is also easily managed eith paying your card etc Reviewed on: 29th March 2022

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