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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Zopa Bank Award Review

I have found Zopa to be Helpful , Easy to Use and at a Very Reasonable Cost ! Reviewed on: 26th January 2022

Perfect credit card

Easy to get and simply to use Zopa the best you can get !!! Reviewed on: 26th January 2022

Favourite credit company

After a few months of paying on time my credit limit was increased. I love this bank Reviewed on: 26th January 2022

very quick and efficient and very helpful

very quick and efficient and very helpful with any request i made, the app is very useful and easy to use, overall a great company Reviewed on: 26th January 2022

Excellent Experience

My experience with Zopa has been very pleasant and am happy to recommend Zopa to family and friends. Reviewed on: 26th January 2022

Great experience

By keeping my limit low and manageable I have had a great experience with Zopa Reviewed on: 26th January 2022

Extremely likely

Zola's app is so user-friendly. Their contactless card is so easy to use; no glitches. Zopa provides you with your Account Statements/Balances almost in realtime and updates your account with your payments as soon as they are made. This helps you keep track of your expenditures and repayments. All power to Zopa! Reviewed on: 26th January 2022

Highly recommended

Best credit card provider so far. Reviewed on: 26th January 2022

Great card great ap friendly customer services to.

Zopa is my first credit card since I've paid off all my debt it works well for me the apps great and is highly recommended:) Reviewed on: 26th January 2022

Best credit card

Easy steps to apply. simple app and friendly staff Reviewed on: 26th January 2022

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