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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to use great app

Live my Zopa card everything was easy and straightforward to set up. Which only took minutes. I love that I’m in complete control of my account. I will also be highly recommending this card Straightforward and hassle free . Reviewed on: 29th March 2022

Every little helps

A simple and effective way to improve my credit score. Thanks Zopa Reviewed on: 29th March 2022

Very detailed service

A very detailed service provided and the online app is very useful and helpful with keeping an eye on your credit rating Reviewed on: 29th March 2022

Perfect

A company that's on the ball, immediate payments to your card, no waiting days, makes you wonder why other companies can't be so up to date ! Reviewed on: 29th March 2022

Spectacularly Easy

Easy as a Sunday morning. No problemo macadamio Reviewed on: 29th March 2022

Very easy card to deal with

Very easy card to deal with & also helps having the app to keep on top of daily spending too. Reviewed on: 29th March 2022

Best

The best credit card ever. I can't think of any better card providers Reviewed on: 29th March 2022

Great

I haven't heard of Zopa till I joined the credit score app was quick with results, user friendly app to those that aren't Tec savvy. Reviewed on: 29th March 2022

Amazing company

This card is so easy to use and the app is also easily managed eith paying your card etc Reviewed on: 29th March 2022

Great card

Very good and easy to use comes in handy and payments affordable Reviewed on: 29th March 2022

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