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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy application!

Easy application and great customer service! Super handy app and I love the buffer option! Reviewed on: 29th March 2022

Great

It’s great I got money and it’s easy to use Reviewed on: 29th March 2022

impressed

Great service, easy and simple to use can make payments anytime Reviewed on: 29th March 2022

Best credit card provide

Very smooth application and seamless card. I highly recommend Reviewed on: 29th March 2022

Amazing Customer Service

Amazing Customer Services and products Reviewed on: 29th March 2022

Easy, hassle free and friendly!

Love my Zopa card! Great app, quick and easy service and always friendly when I need help! Thanks Zopa! Reviewed on: 29th March 2022

Recommended to a friend

Really easy to use, easy to pay back via the automated payment system and good app. Reviewed on: 29th March 2022

This is very good card

I like to use this card, because is to easy to with it Reviewed on: 29th March 2022

Perfect

The app is so easy to use . The card came in no time . Highly recommended Reviewed on: 29th March 2022

Great credit card

I had a poor credit rating and applied to Zopa and was accepted, easy app to navigate and they tell you what you have spent and what you have left on your card ,thank you Zopa for getting my credit score back on track . Reviewed on: 29th March 2022

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