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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great card

Great card if used responsibly helped me up my credit rating by 77 Reviewed on: 29th March 2022

Best credit card I've had

I have applied for a couple of cards but this was the best rating and a sip me app to go with it. Reviewed on: 29th March 2022

Amazing Service

Superb Card, with outstanding customer services to match Love the ability to reserve credit and block it off Reviewed on: 29th March 2022

The app is easy to use

Had no trouble excellent service the app is quick and easy Reviewed on: 29th March 2022

Brilliant

Just had no trouble just been really easy to use Reviewed on: 29th March 2022

Amazing

These guys are amazing great benefits, easy payments and as straight forward as making a cuppa ,you can get them on phone or online chat easily so amazing job guys Reviewed on: 29th March 2022

Affordable and easy to apply no fuss or headaches

Easy to apply , no complicated words or hidden meanings, you get your card in exact time they will say they deliver , you get the app so easily track what you spend and how much you have left , small fee competing with other credit card companies. Reviewed on: 29th March 2022

Easy banking

Easy to set up, easy to use. Great service Reviewed on: 29th March 2022

Brilliant card and communication, App user friendly :-)

Not a problem at all needing to know anything I need to know. Constant updates - Excellent Service Reviewed on: 29th March 2022

Fantastic

Zopa has made my life so much easier and the app is so easy to use aswell. Thank you Reviewed on: 29th March 2022

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