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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44345)

ZOPA

5
Being of a poor credit history , I struggle to get any help , ZOPA took me on , no quibbles . It's nice to know that some worry was taken from me ( credit card for use in an emergency ) . They looked beyond my past credit history and are helping me to build it back up for a better future . Reviewed on: 29th March 2022
Future is Bright's avatar
Future is Bright

Amazing

5
It's amazing and highly recommend Reviewed on: 29th March 2022
Stephen Lo's avatar
Stephen Lo

Really happy with there service

5
Accepted me when my credit rating wasn’t to good and really helped me improve it Reviewed on: 29th March 2022
Jay Baines's avatar
Jay Baines

Great card and service

5
Great card, great card great and simple service Reviewed on: 29th March 2022
Tomas Tarasevicius's avatar
Tomas Tarasevicius

Recommend!!

5
The app is quick and easy to use. You get a notification every time you spend which is a great way to keep track of spending Reviewed on: 29th March 2022
Holly's avatar
Holly

Complete customer satisfaction

5
Since I took my account with them the customer journey has been amazing and very straightforward and easy set up and love the text when your card is used so you can keep your eye on your account Reviewed on: 29th March 2022
Lizzy Rooney's avatar
Lizzy Rooney

Great service

4
Haven’t had a problem to date, and always been helpful. Reviewed on: 29th March 2022
Damian's avatar
Damian

great campaign and great credit card!

5
I have been using it for more than a year and I do not feel any problems! Everything is going according to plan Reviewed on: 29th March 2022
Aleksandrs jakovlevs's avatar
Aleksandrs jakovlevs

Great service

4
From start to finish the process was easy and quick Reviewed on: 29th March 2022
everrittmina@gmail.com's avatar
[email protected]

Brilliant service

5
No problems at all and surly easy to talk with Reviewed on: 29th March 2022
vikki_bell@yahoo.com's avatar
[email protected]

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