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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Life changing

Helping me to get a better credit score after years of bad credit. Great company and card Reviewed on: 29th March 2022

Very good service

Gave me a credit right away no issues Just looking forward for a increase hopefully will come soon Reviewed on: 29th March 2022

Great!

Easy to get accepted and great app to keep an eye on account Reviewed on: 29th March 2022

Excellent card

Extremely easy to manage with great customer service. Reviewed on: 29th March 2022

Excellent Service

They help me not worry about my financial emergencies, with Zopa I sleep peacefully knowing there’s a way. Reviewed on: 29th March 2022

The card

This is the card to have in your wallet well happy Reviewed on: 29th March 2022

Quick, efficient and smart

Its one of the best credit card company out there with one of the best rates Plus its quick and easy to use Reviewed on: 29th March 2022

Helped out greatly

Easy and quick and great app! Would recommend to friends and family Reviewed on: 29th March 2022

Best card ever

Easy to apply, notice of payments coming up. Easy app to use and make regular payments Reviewed on: 29th March 2022

Excellent service

Very easy to apply for nice easy App to follow I'm very happy with my experience with zopa Reviewed on: 29th March 2022

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