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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Brilliant card company

Applying for a credit is hassle free and straight forward. Reviewed on: 29th March 2022

Best card

It was hassle free experience by applying and getting the card and it's very easy to activate the card and use it. Best card ever tried. Reviewed on: 29th March 2022

Great Lender

Excellent Credit Card with reasonable repayment options. Reviewed on: 29th March 2022

Good service

Never had an issue and when I needed support it was easy to gain access to help . Reviewed on: 29th March 2022

Great

I would recommend zopa to friends and family great customer service and reviews Reviewed on: 29th March 2022

Zopa

Easy to use everything is clear on app regularly keeping n touch. Reviewed on: 29th March 2022

awesome money management

Couldn’t believe I would be accepted now onwards and upwards Reviewed on: 29th March 2022

Great company

I recently got a credit card with Zopa. The services from the helpline and support chat have been great. The whole process has been quick, easy and efficient. Overall really good experience wi the Zopa. Reviewed on: 29th March 2022

Simple and effective

Easy to set up, easy to use. Good rates. Reviewed on: 29th March 2022

So far so good

Ive only been with zopa a couple months, so far no issues and would possibly recommend Reviewed on: 29th March 2022

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