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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Really good

4
Just high rates but is more than a credit card! Reviewed on: 29th March 2022
Jaydene Andrews's avatar
Jaydene Andrews

Honest review

5
If you have no credit history this is a great tool to increase it. With small limits you can’t get into any trouble. Reviewed on: 29th March 2022
Jo's avatar
Jo

Perfect to begin my improvement/rebuild !!!

5
Easy application. Guidance through using to improve my credit rating Reviewed on: 29th March 2022
Andrew Ford's avatar
Andrew Ford

Amazing

5
I love zopa, easy to use and understand I have recommended it to friends and family. Reviewed on: 29th March 2022
kayleighclerkin86@gmail.com's avatar
[email protected]

Great

4
Great service. Great customer service Reviewed on: 29th March 2022
Dan Wilkins's avatar
Dan Wilkins

Great

5
Easy to use, great app, no issues at all Reviewed on: 29th March 2022
Lisa's avatar
Lisa

Zopa is above my expectation

5
Best service I have ever have on credit cards Reviewed on: 29th March 2022
Haseeb Farrukh's avatar
Haseeb Farrukh

Excelent service

5
Easy application great app and service Reviewed on: 29th March 2022
Vicky Hunt's avatar
Vicky Hunt

Great and easy to use

5
It is easy to use and very easy to keep control of with the app Reviewed on: 29th March 2022
Doonkev's avatar
Doonkev

It really good

5
It was nice and I like to use my card in Difficult times Reviewed on: 29th March 2022
Nazreen bibi's avatar
Nazreen bibi

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