Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41934 reviews)

View other Zopa products

4.93

Based on 41,934 reviews, last reviewed 18th Jan 2026

81600% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fab company Easy to get a credit card with no hassles Reviewed on: 18th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (41934)

Helpful and understanding

A bank that listens and understands the needs of the customer Reviewed on: 28th March 2022

Great company

Had an issue and it was dealt with in a quickly manner, plus when you put money into the card it clears straight away Reviewed on: 28th March 2022

Good fit

Great online banking service , easy to use app and very straightforward. Reviewed on: 28th March 2022

Best credit card

Very quick and smooth application procedure. Reviewed on: 28th March 2022

Helping me towards my excellent credit goals, thank you.

Since being accepted for my credit card my credit score is moving on up in the right direction. Zopa make it extremely easy to manage my payments and keep me updated on my eligibility. Absolutely great!! Reviewed on: 28th March 2022

Great company !!

Simple and easy to use, great app all quick and easy to make payments Reviewed on: 28th March 2022

Great, easy to work with

Can't fault it. Brilliant to use. Helps with credit score. Reviewed on: 28th March 2022

Comprehensive, accessible banking

I opened my Zopa card to help build my credit rating. It is very easy to use, accessible with loads of good features fl help me to keep track of my credit score, including financial advice Reviewed on: 28th March 2022

Great

Zopa is easy to use and very easy to use the app. Everything is clear and precise. Reviewed on: 28th March 2022

Great for credit repair

Since being with Zopa, my credit score has increased by over 100 points. Thank you, Zopa Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Nationwide 4.12 from 198 reviews
Credit card
from Jaja Finance 1.38 from 142 reviews
Everyday spending credit cards
from Halifax 3.93 from 72 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2303 reviews
Cash ISA
from Zopa 4.95 from 1444 reviews
Smart Saver
from Zopa 4.94 from 7477 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub