Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Mrs

good services good policy fast services Reviewed on: 29th March 2022

Great service

Easy to use, app is great and co stantly up to date. Reviewed on: 29th March 2022

zopa

It was very easy to apply and verify all required documents and the identity. The card was delivered within 10 working days. Reviewed on: 29th March 2022

Credit card that lives up to its purpose

Very handy app, followed closely by a clear instructions and it's use Reviewed on: 29th March 2022

Brilliant card

This is the best credit card I have had I would like to say if your thinking about getting a credit card then this is the one it is amazing Reviewed on: 29th March 2022

Recommend

Absolutely amazing works so well and quick to set up etc Reviewed on: 29th March 2022

Reliable

It's easy to use, most friendly app Reviewed on: 29th March 2022

Ease of use

To actually see what your credit balance is and how easy the app is to navigate have helped me change my view on credit. I used to have a bad relationship with credit but now I’m on the way up and can see my progress. Reviewed on: 29th March 2022

Quick and easy.

I applied for a Zopa credit card and the application was so easy abd quick to do and the app is so simple to use. It is really handy to be able to keep a track of your transactions. Reviewed on: 29th March 2022

Straightforward

Every thing I required was clearly explained what I needed in the time it was required was sent to me and put my mind at rest a very slick and professional body to deal with Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Cards
from Smile Bank 3.65 from 4 reviews
Nectar Credit Card
from Sainsburys Bank 3.66 from 97 reviews
Credit Card
from Metro Bank 4.69 from 880 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub