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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Easy banking

5
Been with zopa for a year now and no problems what so ever, app is easy to use, payments are fair, overall a good banking app Reviewed on: 29th March 2022
Becki's avatar
Becki

Will recommend

5
So far so good App is very interactive and easy to use Reviewed on: 29th March 2022
George Amofah Afriyie's avatar
George Amofah Afriyie

Straight forward credit!!

5
Straight forward from starting application to managing my account online. Amazing service ☺️ Reviewed on: 29th March 2022
Kate's avatar
Kate

Mrs r b hayman

5
Love the zopa app easy to use and when payment is made shows instantly would definitely recommend Reviewed on: 29th March 2022
Rhiannon hayman 's avatar
Rhiannon hayman

Do what they say on the tin.

5
Ideal credit solution for people Reviewed on: 29th March 2022
Jake's avatar
Jake

Constant updates

5
The monthly updates on your credit file and lending capacity is good. It tells you things your doing well and bad. Also makes suggestions like using less then 50% of credit limit. Overall it’s great Reviewed on: 29th March 2022
Kazim Kalkan's avatar
Kazim Kalkan

Excellent

5
I find them very helpful and app very easy to use Reviewed on: 29th March 2022
Helen buston's avatar
Helen buston

Easy banking

5
It’s easy to use the app and login, the interest rate is low by far the best credit card company I have used very happy. Reviewed on: 29th March 2022
Heather-Anne pedley's avatar
Heather-Anne pedley

Does what it says

4
This is brilliant easy to sign up and maintain great app which allows you to keep eye on your spend total etc brilliant to get your credit rating up!! Reviewed on: 29th March 2022
Urfan ahmed's avatar
Urfan ahmed

Flawless App, Flawless Card

5
It just does what it says on the tin - in fact, I don't even have to think about it, it's just something that runs happily in the background with zero drama. Reviewed on: 29th March 2022
Ali McGowan's avatar
Ali McGowan

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