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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Great Credit Card and App

5
I love this card. The app is brilliant. So clear. Very user friendly and actually really friendly too. I get notifications every time I use the card which is really helpful to identify misuse. 100% recommend Reviewed on: 29th March 2022
D's avatar
D

Excellent

5
So easy to apply and easy app to follow. Reviewed on: 29th March 2022
Doreen Ross 's avatar
Doreen Ross

Great Bank

5
Great bank with great features and customer service Reviewed on: 29th March 2022
Joshua Straw's avatar
Joshua Straw

Helping me get back on track

5
Easy to deal with and friendly. Reviewed on: 29th March 2022
Joanne's avatar
Joanne

Excellent

5
Lovely this credit card save u so muny Reviewed on: 29th March 2022
Mark's avatar
Mark

Incredibly easy to use

5
Brilliant mobile app that’s very clear and very very easy to use. Reviewed on: 29th March 2022
David Valpy's avatar
David Valpy

Great

4
Great card, helped me out of many situations Reviewed on: 29th March 2022
Martell Richards's avatar
Martell Richards

Ready for a new beginning

5
Most people will be accepted you just might be surprised been very helpful when I've had problems a company that goes the xtra mile for there customers Brilliant app works seamless and it helps build your credit score ll in all brilliant product best move I ever made Reviewed on: 29th March 2022
Optavia's avatar
Optavia

Life saver

5
Came in handy at the right time. Easy to use. Great experience. No problems setting up card on my phone. Reviewed on: 29th March 2022
James Powell's avatar
James Powell

Good card and communication

5
Very good at communication and the card does everything it should do. App works well for notifications Reviewed on: 29th March 2022
Andrew Carleton's avatar
Andrew Carleton

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