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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Perfect simple and clear

Great card fantastic app easy to see and follow great information given on there to. Simple to follow online verification during transactions unlike some cards that time out and cause issues like missing out on gig tickets. Zopa is now my go to for online transactions for ease of use and no problems securing transactions. Great safe text verification process. Zopa have nailed perfect performance and customer satisfaction. Reviewed on: 29th March 2022

Credit card

Amazing card quick and easy for your money, goes straight onto your card and away you go spending. Reviewed on: 29th March 2022

Brilliant credit card

Never had a minutes problem, Always there and easy to contact if needed Reviewed on: 29th March 2022

Best credit card ever

Very good overall experience best credit card ever Reviewed on: 29th March 2022

Great cars

I have had no issues at a since taking out this card. It has been all good. I have not had to use Zopa customer service so I cannot comment. Reviewed on: 29th March 2022

One of the best

Didnt think i could another credit card zopa gave me one when others declined me to that thank you keep upbthe good work. Reviewed on: 29th March 2022

Best credit card ever!

Love everything about Zopa, would highly recommend to all friends and family. It’s easy and convenient. Reviewed on: 29th March 2022

bank of the year

what a excellent bank could not fault them Reviewed on: 29th March 2022

Amazing service

Amazing customer service and very fair Reviewed on: 29th March 2022

Outstanding credit card

I love Zopa it's really helped me get my credit rating back on top Reviewed on: 29th March 2022

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