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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Would recommend

Quick and easy application. Everything was so quick Reviewed on: 29th March 2022

Excellent

Brilliant service easy to use would definitely recommend this company to anybody Reviewed on: 29th March 2022

Pleasure to deal with

Easy to apply set up and use the app payments show up straight away. Reviewed on: 29th March 2022

Great customer experience

My customer experience is great with zopa. I like that you can keep track of your expenditure with notifications and that your statements are clear and you have control. Reviewed on: 29th March 2022

Super easy and fast!

I have had a great experience with Zopa I would recommend them x Reviewed on: 29th March 2022

Great site, card and over all usage!

Zopa offered me credit when no one else would and although a low limit, they are definitely recommended for everything they do! Thank you! Reviewed on: 29th March 2022

Gave me the opportunity to improve my credit.

Zopa is the first company to give me an opportunity to improve my credit. I am a medical professional however due to personal reasons I had to go into a trust deed 3 years ago. I am now in a much better position and Zopa is helping me build back my credit with a small monetary card which is easy to manage. Reviewed on: 29th March 2022

Nice service

Card arrived very quick. Nice and easy to do payments. Card can be attached to google pay. Reviewed on: 29th March 2022

Easy Use, Fast Set Up, Excepted Card

Great service, fast set up, all administered through an app, which is very easy to use and log spending etc, accepted everywhere, Reviewed on: 29th March 2022

Hassle free company

Easy application great user interface. Good customer service Reviewed on: 29th March 2022

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