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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Brilliant company & card.

5
Great customer service. Great card. Love it Reviewed on: 29th March 2022
Linda Armstrong's avatar
Linda Armstrong

Simple but effective!

5
I always have my card with me. I can deal with my account online, when or wherever I need to. No complaints from me Reviewed on: 29th March 2022
Kate Wright's avatar
Kate Wright

I'm verry hapy to have a credit card with zopa

5
I will try to make more payment with this credit card Reviewed on: 29th March 2022
Ciprian Decis's avatar
Ciprian Decis

Great

5
Great service always helpful easy to contact Reviewed on: 29th March 2022
Aaleyah's avatar
Aaleyah

Amazing

5
Sleek and easy to use interface, any problems and the staff are a pleasure to deal with Reviewed on: 29th March 2022
Oliver Ryan's avatar
Oliver Ryan

Easy to use

5
The app has such great functionality really user friendly Reviewed on: 29th March 2022
John Charalambous 's avatar
John Charalambous

Easy to use especially for young people

5
Easy to use especially with the app and younger people. The customer service on the app makes it easy to easily contact the service in case of any problems. The freeze card option is great especially with someone like me who always misplaced their card!! The reminders are good and the way you can auto pay or change a certain amount for direct debit. I have a good experience so far so good! Reviewed on: 29th March 2022
Cymrn's avatar
Cymrn

It's a Zupa dupa card

5
An effective simplified clean app Reviewed on: 29th March 2022
Andrew Forster's avatar
Andrew Forster

Amazing

5
Very easy to use.the help is available for any issues you have Reviewed on: 29th March 2022
Kam's avatar
Kam

Im very pleased with my credit card, I've received help when I needed the most

5
Amazing team zopa , highly recommended, everything absolutely easy. Reviewed on: 29th March 2022
Emanuela Gainariu 's avatar
Emanuela Gainariu

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