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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa, the best credit provider

Zopa has been a life saver and so smooth to use. Never have worries or concerns since started using Zopa. Reviewed on: 29th March 2022

Easy, efficient and an absolute pleasure

I have found my experience with Zopa to be very professional and overall a very pleasant experience. I would highly recommend them. Reviewed on: 29th March 2022

The best credit card

The best credit card what I ever have. Reviewed on: 29th March 2022

Easy to apply

I've had no problems using my card Reviewed on: 29th March 2022

Excellent customer services

Very happy customer indeed! No issues what so ever. When contacting customer services I’ve always been assisted according with no problems. Well done Zopa Reviewed on: 29th March 2022

Excellent

Easy to apply, gives people with low credit score a chance, not like most of the other credit cards for people with poor credit you do a eligibility check and get refused. Very happy with the exceptional service Reviewed on: 29th March 2022

Fantastic

Fantastic would highly recommend to family and friends Reviewed on: 29th March 2022

An Amazing credit Card to build credit ratings - YOU ARE SIMPLY THE BEST!!!

Excellent experience - Can't ask for more Reviewed on: 29th March 2022

Excellent and very professional

Very professional and exceptional customer service prompt and excellent response Reviewed on: 29th March 2022

Great app to use and credit card to handle.

Most apps do not notify you when purchases are made, which is a really great feature for day to day life (also saying how much credit you have remaining) but also if you lose the card, it notifies you exactly when purchases have been made! That’s just one neat feature that I like but overall, will continue to use! Reviewed on: 29th March 2022

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