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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very easy to use

Very fair prices easy to use never had and issues Reviewed on: 29th March 2022

Highly recommend

Best credit card company I’ve used and so easy to use the app and access Reviewed on: 29th March 2022

Zuper Zopa

Great card to use, online statement sends you to the app which is not very informative, once you understand it you get 50 plus days FREE credit which has to be the best I have come across..... Recommended :-) Reviewed on: 29th March 2022

Smart credit card.

Easy application process and the mobile app for the account is very easy to use with instant notifications in spending which gives peace of mind. Reviewed on: 29th March 2022

Good customer service

Friendly good banking with good app and customer service Reviewed on: 29th March 2022

amazing first credit card !

zopa was my first credit card and i’d definitely recommend. so easy to set up and use ! Reviewed on: 29th March 2022

Practical and easy

I’ve had a great experience with Zopa, it’s quick, easy to use and the communication has been clear from the outset. Reviewed on: 29th March 2022

Great service

Great bank company with very good offers always helping to. Improve there service and give good customer service Reviewed on: 29th March 2022

Mr Mobolaji

Zopa is easy and convenient to use.I like it because i get an alert immediately which makes to be aware of my spending limit. Reviewed on: 29th March 2022

Really good company

Zopa Wonderful company keep me informed of all my spending and the tips on money saving are great they gave me a chance when no other company would great app great company Reviewed on: 29th March 2022

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