Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good Honest Company

Very Happy with Service provided since taking out product. Reviewed on: 29th March 2022

Zopa

I'm very happy with zopa never had any issues outstanding and professional Reviewed on: 29th March 2022

Great product! Serves it's purpose!

Quick and efficient application! The mobile app is user friendly! Reviewed on: 29th March 2022

Brillant

Best credit card out there would recommend and have done 100%. Reviewed on: 29th March 2022

Amazing.

I'm using Zopa quite a while and I can say only good things about. Fast and reliable services. Reviewed on: 29th March 2022

Vary good

I am vary happy to be zopa costemer Reviewed on: 29th March 2022

Transparent

Zopa has been made a refreshing change from typical financial products and institutions. They seem to think differently. Totally transparent about lending limits and when they will change and be reviewed. Excellent use of tech for the app which is just brilliant, allowing you to stay in control and up to date with your finances. Reviewed on: 29th March 2022

about zopa credit card

easy to get easy to use good team Reviewed on: 29th March 2022

Excellent customer service and very easy to deal with

The whole way zopa set up your account is excellent and effortless Reviewed on: 29th March 2022

Great credit card company

Easy to use and the app is very useful and simple to navigate and keep on top of everything with your account Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

123 credit card (discontinued)
from Santander 3.95 from 161 reviews
Instant pay
from Incredible 5.00 from 28 reviews
Clubcard credit cards
from Tesco Bank 4.03 from 328 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub