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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great card!

Since I've had my zopa card,I've nothing but good words to say...so easy to use and the online part so easy to go through. Reviewed on: 29th March 2022

Easy

Very easy process quick delivery and a good app easy to use. Reviewed on: 29th March 2022

Amazing

Zopa has been really helpful, I can finally control my finances Reviewed on: 29th March 2022

Brilliant service, very easy to navigate.

Brilliant people. Always on hand to help. Always there when needed. Reviewed on: 29th March 2022

Easy credit card

Took the credit card to help build my credit rating. Started on a manageable amount and the app is really easy to use. Reviewed on: 29th March 2022

Excellent service from day 1

Not been with you for long but from start to finish off when I was first approved to now making payments with my card has been an absolute breeze. I would definitely highly recommend you guys and thanks for a great service right now Reviewed on: 29th March 2022

Best new challenger bank

Excellent customer services reliable efficient competitive services sound financial acumen Reviewed on: 29th March 2022

Great credit card

Lovely easy app. Great company so far. Reviewed on: 29th March 2022

Good experience

Really easy application and great service I highly recommend Zopa. Reviewed on: 29th March 2022

Easy to use and understand

Had a simple application process and mobile application is handy Reviewed on: 29th March 2022

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