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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great card provider

They have Been excellent no problems Reviewed on: 29th March 2022

I'm very happy costumer

A good value for money. Friendly and trustworthy. Reviewed on: 29th March 2022

Excellent service and care

Zopa have given me excellent service and care during my time with my credit card Reviewed on: 29th March 2022

Quality customer service

After being accepted for a zopa credit card I decided to ise the car finance facility. All the way through the process the customer adviser were helpful and great throughout. I'd happily recommend zopa to friends and family. Reviewed on: 29th March 2022

Great to deal with

It's easy to deal with and very fair great card to have Reviewed on: 29th March 2022

Best card

Zoppa have been had and shoulders about the other credit cards Reviewed on: 29th March 2022

Best credit card I have had

Great company. Easy to use with the app. Great reminders for payments. Highly recommend Reviewed on: 29th March 2022

Very useful

Very good service on the phone and easy steps to follow in any problem Reviewed on: 29th March 2022

Excellent

Does exactly as said , very helpful & clearly setup app Reviewed on: 29th March 2022

Superb service never lets you borrow more than you can afford

Great service I hope one day to get more than a 200 quid limit Reviewed on: 29th March 2022

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