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Zopa: Credit card reviews

4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44345)

Easy to use and understand

4
Had a simple application process and mobile application is handy Reviewed on: 29th March 2022

Great

5
They have a great app for hat helps you keep on top of your credit card account. It’s really helped me start building up my credit score. Reviewed on: 29th March 2022

Fantastic

5
Fantastic company and quick services Reviewed on: 29th March 2022

Excellent service

5
I'm really happy with your service. The application is very easy and fast. I really like the app menu, it is clear and I don't have problem whe6I use it. Thank you for your service. Reviewed on: 29th March 2022

Brilliant card

5
Was easy to apply, the app is great has everything you need. Keeps you upto date with everything your spending. Reviewed on: 29th March 2022

Very good and easy to use.

5
Had no problems at all , and find it vey easy to navigate and utilise the app . Reviewed on: 29th March 2022

Best experience

5
Application and exceptance all so smooth.kept informed and s quick Reviewed on: 29th March 2022

Excellent service

5
It will give good credit with less Interst rate. And you can adjust your repayment date. I love this bank Reviewed on: 29th March 2022

Zopa 100%

5
Zopa is amazing, I’ve already recommended it to a few friends and family Reviewed on: 29th March 2022

Zopa

5
Absolutely fantastic credit card company always here to help 10 out of 10 Reviewed on: 29th March 2022

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