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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent card andcservice

Never had any problems always there to help Reviewed on: 29th March 2022

Very good service

Best phone app working fast and easy. Reviewed on: 29th March 2022

Excellent service

Excellent service helpful and friendly. Never had a bd experience with zopa Reviewed on: 29th March 2022

Easy to apply and has no probs by far.

Easy to apply, cards can be used in any retails and shops and their mobile apps makes life much easier. Reviewed on: 29th March 2022

AAAAAAAAA

Best card out there, I have never had a problem paying or spending the app is simple enough for everyone to use. I have recommended over 10 family and friends now which they are all great full as they have had bad experience with other credit cards but not with Zopa Reviewed on: 29th March 2022

Zopa is Supa

Ever since I joined Zopa I feel like Supa man. Reviewed on: 29th March 2022

Very simple

It helps you manage your money aswell as building your credit score, the charges aren't harsh like other other services I've only been charged if I have spent alot in one go. I'm glad I got a zopa credit card Reviewed on: 29th March 2022

Fantastic credit card company

Never had a problem. Easy to use the app. Really satisfying results. Many thanks Reviewed on: 29th March 2022

Fast and efficient credit facilities with no hassle

Overall, very positive with fast access to the facilities you need with clear eligibility and usage Reviewed on: 29th March 2022

Brilliant

Never has it been easy to use zopa would definitely recommend to anyone Reviewed on: 29th March 2022

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