Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Best new bank

Customer services are the best online app access is excellent and so user friendly plus loads of financial support if required Reviewed on: 29th March 2022

Great company!

Great card and company, app is easy to use and Great customer service Reviewed on: 29th March 2022

Great credit card

They don't mither, don't send invoices all they do is put on my online banking when a payment is due so no texts or emails its great Reviewed on: 29th March 2022

Best bank ever

I liked zopa and I would like to improve my credit on it Reviewed on: 29th March 2022

Awesome company and a life saver

Great company and thanks for excepting me Reviewed on: 29th March 2022

Online tracking

Very simple to apply for an convenient card Reviewed on: 29th March 2022

Excellent

Excellent from application to set up of the card was easy and all online no need to wait for pin the app is very user friendly Reviewed on: 29th March 2022

Zopa review

Recently got Zopa and it’s amazing so quick and very easy to understand Reviewed on: 29th March 2022

Quick application and approval

Very happy so far, instant approval and my card arrived a few days later. Thank you Zopa Reviewed on: 29th March 2022

Good company

Really easy to use, i love the fact when you pay money back in it’s almost instant. No downfalls with this company at all. Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 4.61 from 28 reviews
Credit Card
from American Express 3.58 from 127 reviews
American Express Credit Card
from American Express 3.28 from 107 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub