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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Just brilliant

5
So easy just perfect so straight forward Reviewed on: 29th March 2022
Mrs johnson's avatar
Mrs johnson

Excellent

5
Never had a problem exalent company and always there on end of phone if u need them Reviewed on: 29th March 2022
Wayne Boyes's avatar
Wayne Boyes

It's a pleasure to work with you. Thank you

5
I use it all the time. I can't do this without her. Thank you Reviewed on: 29th March 2022
Tsvetanka Mavrikova's avatar
Tsvetanka Mavrikova

Brilliant

5
Brilliant ,help and advice with many money issues . Reviewed on: 29th March 2022
Lucy 's avatar
Lucy

Excellent service

5
I applied online and after a few checks I was approved, my card came within a week and the app on my phone is great as I can see my statements and make payments for my card, I would highly recommend zopa and no faults at all, thank you zopa bank. Reviewed on: 29th March 2022
Daniel davis 's avatar
Daniel davis

Very easy to use

5
I have only had my account for 6 months but I fell supported by Zopa they have encouraged me to save money and constantly send me updates on my credit score and my account I would say they go above and beyond to help you as a customer Reviewed on: 29th March 2022
Mark crompton's avatar
Mark crompton

Absolutely brilliant

5
I’ve only used Zopa now for nearly a month but they have been absolutely brilliant Reviewed on: 29th March 2022
Jay Ayres's avatar
Jay Ayres

Excellent

5
They really help with all your credit needs. They let you know when you go near your limit and you can pay always pay extra. The interest in fair. Perfect 10. Reviewed on: 29th March 2022
James Chapman 's avatar
James Chapman

Splendid service

5
Zopa trusted me and gave me the opportunity to rebuild my credit history after my IVA. So for that I am truly grateful Reviewed on: 29th March 2022
Dagmara's avatar
Dagmara

Outstanding

5
Very helpful and best bank. All the notifications and important messages will be posted immediately Reviewed on: 29th March 2022
Jyotsna kadam's avatar
Jyotsna kadam

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