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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Amazing

Love them . They are fast and easy . Give it a try! Reviewed on: 29th March 2022

Great

This card helped me when I needed it most, cost of living went up but my salary didn’t and to have an emergency fund was so helpful. Reviewed on: 29th March 2022

Excellent user friendly service

My zopa credit card has given me an easy to use efficient and friendly service and I would definitely recommend this service to anyone looking for a reliable provider of credit services. Reviewed on: 29th March 2022

great

family do it all on line which is good Reviewed on: 29th March 2022

Great card. Easy to apply

Easy to apply. Easy to use with app on your phone and it also sends notifications when you have used your card. Reviewed on: 29th March 2022

Brilliant

From start to finish so easy to apply Reviewed on: 29th March 2022

Wonderful .

Great card well worth it. Able to use anywhere. Reviewed on: 29th March 2022

Zopa is quick and easy

App is very simple and easy to use. Payment reminders are sent via email and text which is great to keep you up to date. Reviewed on: 29th March 2022

Customers are their priority

Every time I use the card my spending is recorded and this helps me to monitor my spending and should my card be used fraudulently I can identify it easily also there is a credit cushion of money being banked for emergency purpose which is brilliant! Of all my cards Zopa is the best! Win win. Reviewed on: 29th March 2022

Fast at responding

Quite quick in accepting customers not like others making you wait Reviewed on: 29th March 2022

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