Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good Credit Limit with Reasonable Rates

Easy to apply for, great app to stay on top of your finances Reviewed on: 29th March 2022

The best

Zopa as helped me out alot, ill definitely will be recommending to people Reviewed on: 29th March 2022

Good service great rates

I’ve only been with zopa for a short while but compadres to my other credit card it’s easyer to use and much better rates the app is clear and easy to understand and I never feel out of my depth with using it and repayments Reviewed on: 29th March 2022

Brilliant service

The ZOPA card it great! Simple to use, the app is helpful and the team is great! Reviewed on: 29th March 2022

Great service

Easy website and app to use with lots of extras to help manage your money Reviewed on: 29th March 2022

Very happy with a card and service

Easy access through tha app no problem using it Reviewed on: 29th March 2022

Perfect

Easy to apply, easy to use the app , great service when needed.. Reviewed on: 29th March 2022

Awesome Company

Zopa is an awesome company. I like that i receive notifications of all transactions it is easy to make payments, they have other options available... Reviewed on: 29th March 2022

Zopa

This Company has helped me gain a good credit score Reviewed on: 29th March 2022

nice friendly staff

Very informative considerate and caring, i am struggking with work at mi.ent and zopa listen to me Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Jaja Finance 1.37 from 144 reviews
Credit card
from Debenhams 2.40 from 13 reviews
Credit Builder
from Chime 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub