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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great card

Easy to manage and payments reflect promptly. Reviewed on: 29th March 2022

Great customer service

I had issues the doing a bank transfer to make my first payment. However customer support was easy to access and readily available. Reviewed on: 29th March 2022

Fab and easy to use

I love my zopa card. I can check my balance easily on line. This card is also helping me build my credit rating Reviewed on: 29th March 2022

Zopa the Best

Am so Happy with Zopa credit card , transfer money just take few seconds, not big procents need to pay back . :) Reviewed on: 29th March 2022

Yes strongly recommend

I advise everyone to join Zopa credit card company they wonderful customer service and amazing service Reviewed on: 29th March 2022

Helped when others didn't

Needed more funds to get the car through it's annual test, application was easy and quickly processed Reviewed on: 29th March 2022

Great Card!!

Very good card and useful to me when was going through difficult time. Reviewed on: 29th March 2022

Really easy to use app

It was an easy process start to finish really easy to use app and friendly staff when i needed to call Reviewed on: 29th March 2022

Very helpful, easy application and easy to use with no fuss

I found website and card a breathe of fresh air - easy to use no hassle and all together a pleasant experience Reviewed on: 29th March 2022

Great company

Very easy application process and easy to use app Reviewed on: 29th March 2022

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