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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

I highly recommend Zopa

5
They are probably the only credit I have had that isn't extortionate due to my credit rating Reviewed on: 29th March 2022
Yracy loucas's avatar
Yracy loucas

Credit card

5
Excellent service & extremely easy to use app Reviewed on: 29th March 2022
Phil Tucker Thompson's avatar
Phil Tucker Thompson

5 star

5
Never had an issue, great service. Reviewed on: 29th March 2022
Kelva Simpkins's avatar
Kelva Simpkins

Excellent

5
The whole process and after service is second to none, the in house security settings are also outstanding. Would highly recommend to friends and colleagues Reviewed on: 29th March 2022
Andy's avatar
Andy

Excellent service. Great app no confusing

5
Always had great experience. No hassle love everything you need is at the tip of your fingers. On the app Reviewed on: 29th March 2022
Roisin murray 's avatar
Roisin murray

Very good service

5
Quick and efficient they took everything into account Reviewed on: 29th March 2022
Anthony Urquhart's avatar
Anthony Urquhart

Excellent

5
Excellent for a low interest credit card. Reviewed on: 29th March 2022
Leanne Powell Jones's avatar
Leanne Powell Jones

Super simple easy well supported facilities

5
From applying, to using, along with regular updates and support, zopa make their services stress free to use Reviewed on: 29th March 2022
Nigel pearce's avatar
Nigel pearce

Great card

5
Easy to apply, great app, and good communication. Overall a very pleasurable experience. Reviewed on: 29th March 2022
Neil Bradley's avatar
Neil Bradley

Great experience

4
I like the way as soon as I adding money on card, I am able to use card straight away instead of waiting 2 to 3 days. Love zopa Reviewed on: 29th March 2022
Lisa Johnson's avatar
Lisa Johnson

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