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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Wery good card.

Good service, fast answers..I'm happy with it.. Reviewed on: 29th March 2022

Easy to use credit card

Helpful customer care. The app has made paying the bill really easy. Reviewed on: 29th March 2022

Vote

Fab card, interest rates are fare and never any unpleasant surprises when bill comes in Reviewed on: 29th March 2022

Very easy helpful and beneficial

I’ve never had any issues and staff are always ready to help and explain anything I’ve queried Reviewed on: 29th March 2022

Excellent

Fantastic, customer oriented, application easy to use, very good card Reviewed on: 29th March 2022

The BEST

I am very happy with zopa card, is the best Reviewed on: 29th March 2022

Zopa wins!

Zopa has given me the freedom to spend money when most needed. Their app is simple to use, giving all the information of my current credit status. Their options of how to pay each month makes borrowing money easy and flexible. The ability to use the physical card in multiple locations makes for seamless transactions. Their reviews of your credit status allow for more eligibility to borrow more money, allowing better financial freedom when most needed. I highly recommend Zopa to anyone considering a credit card. Reviewed on: 29th March 2022

Fantastic card.

Anything you pay off your balance becomes Available straight away. The app is A1 everything you need in one place and easy to use. Reviewed on: 29th March 2022

Great credit card

Repayments are affordable.friendly company and great customer service Reviewed on: 29th March 2022

Amazing

Very reliable and trust worthy bank. Would definitely recommend Reviewed on: 29th March 2022

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