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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Flexible and easy to use

5
Good interest rates, excellent customer service quick and efficient statement service. I'm happy with my card an would reccomend it to anyone. I've built my credit score over 100 piunts in 3 months!!! Reviewed on: 29th March 2022
Dave Tootill's avatar
Dave Tootill

zopa credit card

5
very happy with service card widely accepted Reviewed on: 29th March 2022
alan7000uk@yahoo.com's avatar
[email protected]

Excellent

5
First class customer service easy access to your account Reviewed on: 29th March 2022
Ian Glenny's avatar
Ian Glenny

Super easy

5
Out of all my cards the app for this one is by far the best. Reviewed on: 29th March 2022
Randy Richards's avatar
Randy Richards

Best credit card

5
Its one of the best credit card company's I've ever used so far. Reviewed on: 29th March 2022
Nick Hutchinson's avatar
Nick Hutchinson

Helpfull

5
I had few years ago bad financial difficulties however so many credit card has declined my application and zopa has give me the opportunity to build my credit rating by giving me chance to have a credit card again Thank you Reviewed on: 29th March 2022
Bilal guler's avatar
Bilal guler

Best credit card

5
Zopa is a best credit card for me, its easy and simple to manage my daily spending, im very happy with my credit card Reviewed on: 29th March 2022
Imran khan 's avatar
Imran khan

Good service

5
Sorted my credit card out straight away. My loan was Sorted out in minutes. Reviewed on: 29th March 2022
David 's avatar
David

Great card best one

5
Just fast payments easy to use I love it Reviewed on: 29th March 2022
BigG Manu's avatar
BigG Manu

Great customer experience

4
Effective & efficient sign up and application process. Very user friendly mobile app & helpful support. Reviewed on: 29th March 2022
Scott Evans's avatar
Scott Evans

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