Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Their App is straight forward and easy to use.

Their services are great and straightforward Reviewed on: 29th March 2022

easy and straightforward

easy and straightforward no if's and no but's job done Reviewed on: 29th March 2022

It's ok

Good experience I recommend to everyone Reviewed on: 29th March 2022

Zopa are just the best

Zopa is just the best they make everything easy to understand and manage your account very easy, I have told family and friends about zopa Reviewed on: 29th March 2022

Friendly customercare and easy App to use

Friendly customer care, easily approachable if you get into difficulties. Reviewed on: 29th March 2022

Excellent service and great rates

Got a great rate with my zopa card better than anyother card that i ever used. Thanks zopa Reviewed on: 29th March 2022

Easy to use.easy to pay

Find I don't have any problems using their web page.so easy to use app. Reviewed on: 29th March 2022

No problem !

Great, helpful team who always make you feel like a valued customer , Good credit card Reviewed on: 29th March 2022

Simply the best

I have only been a customer at Zopa for a short period of time,but they have been really helpful at every stage from application to keeping me up to date with all of my transactions,payments etc.I would definitely recommend Zopa to all my family and friends Reviewed on: 29th March 2022

Best credit card

Very easily handled good credit card not much charges and review account every month Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Wave (inactive) 2.82 from 3 reviews
Classic Credit Card
from Capital One 4.07 from 285 reviews
Opus Credit Card
from NewDay 5.00 from 3 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub