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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Really happy with there service

5
Accepted me when my credit rating wasn’t to good and really helped me improve it Reviewed on: 29th March 2022

Great card and service

5
Great card, great card great and simple service Reviewed on: 29th March 2022

Recommend!!

5
The app is quick and easy to use. You get a notification every time you spend which is a great way to keep track of spending Reviewed on: 29th March 2022

Complete customer satisfaction

5
Since I took my account with them the customer journey has been amazing and very straightforward and easy set up and love the text when your card is used so you can keep your eye on your account Reviewed on: 29th March 2022

Great service

4
Haven’t had a problem to date, and always been helpful. Reviewed on: 29th March 2022

great campaign and great credit card!

5
I have been using it for more than a year and I do not feel any problems! Everything is going according to plan Reviewed on: 29th March 2022

Great service

4
From start to finish the process was easy and quick Reviewed on: 29th March 2022

Brilliant service

5
No problems at all and surly easy to talk with Reviewed on: 29th March 2022

Life changing

5
Helping me to get a better credit score after years of bad credit. Great company and card Reviewed on: 29th March 2022

Very good service

5
Gave me a credit right away no issues Just looking forward for a increase hopefully will come soon Reviewed on: 29th March 2022

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