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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great!

Easy to get accepted and great app to keep an eye on account Reviewed on: 29th March 2022

Excellent card

Extremely easy to manage with great customer service. Reviewed on: 29th March 2022

Excellent Service

They help me not worry about my financial emergencies, with Zopa I sleep peacefully knowing there’s a way. Reviewed on: 29th March 2022

The card

This is the card to have in your wallet well happy Reviewed on: 29th March 2022

Quick, efficient and smart

Its one of the best credit card company out there with one of the best rates Plus its quick and easy to use Reviewed on: 29th March 2022

Helped out greatly

Easy and quick and great app! Would recommend to friends and family Reviewed on: 29th March 2022

Best card ever

Easy to apply, notice of payments coming up. Easy app to use and make regular payments Reviewed on: 29th March 2022

Excellent service

Very easy to apply for nice easy App to follow I'm very happy with my experience with zopa Reviewed on: 29th March 2022

Brilliant card company

Applying for a credit is hassle free and straight forward. Reviewed on: 29th March 2022

Best card

It was hassle free experience by applying and getting the card and it's very easy to activate the card and use it. Best card ever tried. Reviewed on: 29th March 2022

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