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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great Lender

Excellent Credit Card with reasonable repayment options. Reviewed on: 29th March 2022

Good service

Never had an issue and when I needed support it was easy to gain access to help . Reviewed on: 29th March 2022

Great

I would recommend zopa to friends and family great customer service and reviews Reviewed on: 29th March 2022

Zopa

Easy to use everything is clear on app regularly keeping n touch. Reviewed on: 29th March 2022

awesome money management

Couldn’t believe I would be accepted now onwards and upwards Reviewed on: 29th March 2022

Great company

I recently got a credit card with Zopa. The services from the helpline and support chat have been great. The whole process has been quick, easy and efficient. Overall really good experience wi the Zopa. Reviewed on: 29th March 2022

Simple and effective

Easy to set up, easy to use. Good rates. Reviewed on: 29th March 2022

So far so good

Ive only been with zopa a couple months, so far no issues and would possibly recommend Reviewed on: 29th March 2022

Brilliant

Was accepted quickly and card arrived fast. Set up was simple. Reviewed on: 29th March 2022

Happy and satisfied

Amazing app and easy to make very happy with the bank Reviewed on: 29th March 2022

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