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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to understand your account and Easy to use

Easy to understand your account and Easy to use Reviewed on: 15th January 2026

Great rates, easy to use.

Great rates, easy to use. Good customer service. Reviewed on: 15th January 2026

zopa is quick and friendly ...

Accepted without any queries and card came through very quickly.Very simple app to keep in touch. Reviewed on: 15th January 2026

Applying for the credit card was quick and easy

Applying for the card was quick and easy amd their customer service chat was very helpful Reviewed on: 15th January 2026

Great customer service and the app is easy to use.

Great customer service and the app is easy to use. Reviewed on: 15th January 2026

Very helpful

Very helpful easy to set up helpful card sent very quick helpful and online chat was easy Reviewed on: 15th January 2026

Excellent

Very easy to use website, so far I have had no problems Reviewed on: 15th January 2026

No issues been good had no problems at all

No issues been good had no problems at all Reviewed on: 15th January 2026

Just great all round well recommend

Just great all round well recommend Reviewed on: 15th January 2026

I find the interest rate are reasonable and the view...

I find the interest rate are reasonable and the view time that I have contacted the customer service, they are always helpful. Reviewed on: 15th January 2026

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