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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good service

Application works well, good interface Reviewed on: 29th March 2022

Excellent Service

When applying and using Zopa, no problems as all and the service I've received is 1st Class Reviewed on: 29th March 2022

Best and most understanding credit company ever.

From the beginning, when I applied for a small and affordable line of credit, Zopa have been fair, understanding and accepting of my circumstances. By far the best and most helpful credit company I've ever dealt with. Reviewed on: 29th March 2022

Very good services

Nice option and great accessibilities. 10 /10 Reviewed on: 29th March 2022

Excellent company.

I had poor credit but for accepted by Zopa and it has helped me massively. I have since built my credit and I wouldn't use any body else. Reviewed on: 29th March 2022

Efficient, informative & easy!

Great credit card, amazing features, excellent app and advice on hand for every little detail Reviewed on: 29th March 2022

Easiest to understand, set up and get toing

Best I've had yet, really simple and very quick to set up and get going. Customer service so far fantastic too Reviewed on: 29th March 2022

Mash hp

I like the procedure in zopa but I m looking forward to high credit limits Reviewed on: 29th March 2022

Positive experience

So quick and easy from initial application to issue and first use of card Reviewed on: 29th March 2022

Service has been good and efficient

Amazing I would recommend the service to anyone Reviewed on: 29th March 2022

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