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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Helpfull staff

Easy to apply useful app early delivery Reviewed on: 29th March 2022

Very good

Very easy to apply and track spending Reviewed on: 29th March 2022

Amazing

Helped alot at christmas and love the rewards when you pay in full with them Reviewed on: 29th March 2022

Recommend

Easy to use the application on the phone, Reviewed on: 29th March 2022

Great

Just brill service faaaaaannnnttttastic Reviewed on: 29th March 2022

Incredible

Zopa is a seamless credit company offering amounts that suit your needs and deserves to win this award considering their standout and efficient service. They make you feel like you belong and encourage their customers to continue to work with them. Reviewed on: 29th March 2022

Quick easy

Really easy to set up, mobile app is straight forward. Didn’t have to wait long for card. Reviewed on: 29th March 2022

Customer Experience incredible

After having had trouble with credit in the past, Zopa offered me a preapproved card at a reasonable rate considering my credit history. The customer service, and start up service was fantastic. Would highly recommend. Reviewed on: 29th March 2022

Quick, easy and hassleless

I’ve been with Zopa for about two months now and everything is organised well on the app too. The security when buying items online is great! Always checking to make sure it’s me :) Reviewed on: 29th March 2022

Excellent

Great service, great customer service Reviewed on: 29th March 2022

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