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Zopa: Credit card reviews

4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44345)

Really helpful and friendly

5
Easy to deal with from start to finish Reviewed on: 29th March 2022

Great company

5
Great company to help with credit. Love the cushion to help with managing your money Reviewed on: 29th March 2022

Nice and easy financial

5
The process of application to payment of credit card is so simpler. Reviewed on: 29th March 2022

Excellent

5
Excellent service by zopa, App also well designed. Reviewed on: 29th March 2022

Excellent

5
Very good service and easy to use Reviewed on: 29th March 2022

Very nice any easy to use of zopa credit card

5
It is very good for the beginners who want make a good credit score and its very easy to use . Reviewed on: 29th March 2022

Helpful and friendly service

5
The whole process was quick and painless. Easy to understand and easy to follow. Reviewed on: 29th March 2022

Excellent service and provider

5
The sign up process was easy and quick with a fast response. I have found it easy to use the app and it provides everything I need to keep track of my card and balance. Reviewed on: 29th March 2022

Excellent company with great features

5
Excellent company that offers great deals particularly like they’re credit cushion feature Reviewed on: 29th March 2022

Easy application

5
Easy to apply Easy to pay Useful app Very happy with my overall experience Reviewed on: 29th March 2022

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