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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Best bank ever!

Fantastic service. Always get regular updates and statements. Really easy to understand and no hidden costs. Reviewed on: 28th March 2022

Zopa by far

Zopa, it has been an enjoyable experience with the app and having a msg everytime I use my card. I recently attended a party and was concerned about using a card at the bar but was reassured using Zopa as it immediately sent confirmation of how much I had been charged and that there was no double charging Reviewed on: 28th March 2022

Great Service

Great service, easy to use app, and I was accepted when other companies didn't. This has helped me tremendously. Reviewed on: 28th March 2022

Easy Manageable Money

Amazing customer service, Easy to use app which gives you all the information to stay in control of your credit! Reviewed on: 28th March 2022

Great service

Allways been brilliant weather it is missed payments or just questions Reviewed on: 28th March 2022

A very good credit bank

You can still get a credit card even with a bad credit score Reviewed on: 28th March 2022

Zopa Credit Card

Great service and happy with my Zopa credit card Reviewed on: 28th March 2022

It is good

Does exactly what it says on the tin! No fuss credit card Reviewed on: 28th March 2022

Best for new ones

Zopa has offered me a great deal considering my credite situation and Im more than happy yo stay with them as its free interest to keep one anyway Reviewed on: 28th March 2022

Nice and easy

Very easy to set up and get you started and very easy to use app Reviewed on: 28th March 2022

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