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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Life saver!

This credit card is a life saver for me! After bad credit and wanting to build my credit rating zopa accepted me and it has honestly been a life saver! Reviewed on: 29th March 2022

Good credit card

Reliable and good credit card very easy to use the app. Reviewed on: 29th March 2022

it's very good

It was very simple and quick to have it and it helps me to pay what I want it is very practical thanks Reviewed on: 29th March 2022

Easy & quick application, great App

I wanted an easy to apply for and easy to manage credit builder credit card, Zopa ticks all these boxes perfectly Reviewed on: 29th March 2022

Zopa Credit card

Really easy application and the card was delivered quickly, really simple mobile set up. sends a notification when you've spent something and also outlines how much credit you have remining. Reviewed on: 29th March 2022

Great, efficient

The app is a great way to manage my card and balance. Easy to make payments on time and check actual balance. Reviewed on: 29th March 2022

Very happy customer!!

Absolutely love this product. Easy to manage on the phone app and to control spending. Nothing I can fault! Reviewed on: 29th March 2022

Future Dreams becoming reality

I’ve been using Zopa for a while now. It’s such a great, quick and easy company that help out with all quieres and requests. By using Zopa my credit score has climbed drastically and it give a lot of help in ways to improve or help out when going through a tough time. Would definitely recommend to family and friends! Reviewed on: 29th March 2022

Zopa review-amazing

Zopa has been incredible. So easy and straight forward. Love the app, the service, the customer service is amazing. And everything is just so easy with them- never any stresses!! Well done Zopa! Reviewed on: 29th March 2022

I Can't fault this company. I would Highley recommend them.Highley recommend

Ease of use on the App. Ease of payment. Reviewed on: 29th March 2022

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