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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

it's very good

It was very simple and quick to have it and it helps me to pay what I want it is very practical thanks Reviewed on: 29th March 2022

Easy & quick application, great App

I wanted an easy to apply for and easy to manage credit builder credit card, Zopa ticks all these boxes perfectly Reviewed on: 29th March 2022

Zopa Credit card

Really easy application and the card was delivered quickly, really simple mobile set up. sends a notification when you've spent something and also outlines how much credit you have remining. Reviewed on: 29th March 2022

Great, efficient

The app is a great way to manage my card and balance. Easy to make payments on time and check actual balance. Reviewed on: 29th March 2022

Very happy customer!!

Absolutely love this product. Easy to manage on the phone app and to control spending. Nothing I can fault! Reviewed on: 29th March 2022

Future Dreams becoming reality

I’ve been using Zopa for a while now. It’s such a great, quick and easy company that help out with all quieres and requests. By using Zopa my credit score has climbed drastically and it give a lot of help in ways to improve or help out when going through a tough time. Would definitely recommend to family and friends! Reviewed on: 29th March 2022

Zopa review-amazing

Zopa has been incredible. So easy and straight forward. Love the app, the service, the customer service is amazing. And everything is just so easy with them- never any stresses!! Well done Zopa! Reviewed on: 29th March 2022

I Can't fault this company. I would Highley recommend them.Highley recommend

Ease of use on the App. Ease of payment. Reviewed on: 29th March 2022

Really helpful and friendly

Easy to deal with from start to finish Reviewed on: 29th March 2022

Great company

Great company to help with credit. Love the cushion to help with managing your money Reviewed on: 29th March 2022

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