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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy, great service

Excellent and easy to understand app Reviewed on: 29th March 2022

Easy and convenient credit card

The process of getting this card is very simple and it’s so easy to keep on track with the app. Reviewed on: 29th March 2022

Easy set up

Easybtobset up, card came quickly, charges are a bit high and changes often Reviewed on: 29th March 2022

Totally professional

Excellent service . Very helpful and easy to arrange. Reviewed on: 29th March 2022

Stunning

Zopa is the best service ever 'because always ❤️ customer care has been made polite '' and gentle reminder before take payment Reviewed on: 29th March 2022

Really nice app.

I like this app its really nuce and easy to use. Reviewed on: 29th March 2022

Helpful and Stress free

It was an easy application process, quick response in regards to the outcome and great communication. Reviewed on: 29th March 2022

Excellent services and customer service

I have a fantastic experience with zopa and this is every time and they're very helpful Reviewed on: 29th March 2022

Great credit card service

Zopa is a great credit card service, Reviewed on: 29th March 2022

Just excellent

Great for everything, low interest, updated regularly and customer service team are excellent too Reviewed on: 29th March 2022

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