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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Highly recommended

First credit card I have had in a long time and found it so easy to apply for and their app is great for someone who wants to keep on top of their finances and pay statement off each month. Reviewed on: 15th January 2026

Have not had anything but great support from Zopa.

Have not had anything but great support from Zopa. No problems with website or enquiries I have had. Pleased with my experience so far do not foresee any issues in the future Reviewed on: 15th January 2026

Easy application process.

Easy application process. Really helpful staff Reviewed on: 15th January 2026

Great card

Applying was easy. It’s helped me out so much using this card. Monthly payments are easy to pay on the app. Definitely recommended Reviewed on: 15th January 2026

Easy process, good value for money

Easy process, good value for money Reviewed on: 15th January 2026

Great customer service and a very clear and easy to...

Great customer service and a very clear and easy to use app Reviewed on: 15th January 2026

Best credit card company

I got excepted and cant fult the service Reviewed on: 15th January 2026

I have had no problem with my card.

I have had no problem with my card. As long as I make my payment every month we are all happy Reviewed on: 15th January 2026

Zoos card is very good and helpful

Zoos card is very good and helpful Reviewed on: 15th January 2026

Zopa keeps me informed and in control

I have found that Zopa keeps me informed and in control of my spending making it easy for me to stay on track. Reviewed on: 15th January 2026

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