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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent !!!!

Very easy to use app, easy application , everything is explained Reviewed on: 29th March 2022

Simple and straightforward

Quick and easy to apply, services seams Quick and up to date and the app is fresh with easy navigation to understand what you are looking for thank-you Reviewed on: 29th March 2022

Amazing

I am so happy with Zopa amazing service Reviewed on: 29th March 2022

Best provider

Easy to use, app is straight forward. Reviewed on: 29th March 2022

Brilliant service, very easy to use with online app

Brilliant experience, online app is fantastic and easy for any user Reviewed on: 29th March 2022

Great card

Only a few weeks, but card is great Reviewed on: 29th March 2022

Superb experience

The whole experience from applying to using zopa credit card was an easy stress free process.would highly recommend.very reasonable Apr rates too so affordable for all. Reviewed on: 29th March 2022

Great Credit card

Easy application based credit card. Very user friendly. Reviewed on: 29th March 2022

Great service

The best I’ve used ever ! Very easy app Reviewed on: 29th March 2022

Feel like everyone else

This is amazing way to make you feel normal, because when some things in life require you have have a credit card like booking a hotel and your credit stops that Zoopla swoops unlike a superhero with out a cape and make you fit in feel normal and build your life back up thanks Zoopla Reviewed on: 29th March 2022

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