Paid advertisement
Smart Money People Logo

Zopa: Credit card reviews

4.87
Based on 44,345 reviews, last reviewed 31st May 2026
65% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44345)

Great company

5
Easy to set up and very user friendly. Would highly recommend Reviewed on: 29th March 2022

Great Work

5
I have been impressed by how smooth the whole process (application online, staff I have spoken to & their professionalism, their knowledge & the ease with which, your application is to use). Also when, refunds or purchases are made, within 1-2 days, they are showing on the account. Great stuff. Reviewed on: 29th March 2022

Easy and friendly

5
Very easy to apply for the account and app and customer service is very friendly Reviewed on: 29th March 2022

Best card ever

5
Helped rise my credit rating and very helpful Reviewed on: 29th March 2022

Quick and easy to use.. efficient

5
Got the card. Easy to use and making payments simple.. Reviewed on: 29th March 2022

Great company and customer sevice

5
After years without a credit card I decided to shop around for one. Zopa stood out a mile away and after being in contact I realised I have made a great choice going forward Reviewed on: 29th March 2022

Great service

5
Fantastic company and staff always helpful and understanding Reviewed on: 29th March 2022

Very good

5
Very good credit card company. I would recommend Zopa Credit Company to family and friends. Thanks Reviewed on: 29th March 2022

Great service

5
Great service love zopa just started with them the customer service is amazing looks like zopa are going to lead the banking industry in the future Reviewed on: 29th March 2022

Zopa

5
Zooa have been amazing. The app they provide is easy to navigate, gives you all the information you need in the palm of your hand. They are helping ne to build my credit rating back up. The team are very helpful and available to support you where needed Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69083 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1793 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1545 reviews
    Zopa
    View all products