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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy to use, increased limits quickly

It’s been an overall good experience with Zopa Reviewed on: 28th March 2022

Zopa are great

So efficient, so easy to use and really helpful. Great app too! Reviewed on: 28th March 2022

Good credit provider

Excellent credit provider, very fair. Reviewed on: 28th March 2022

Zopa are OK not 100% but ok

I've been with zopa for some time they are a ok company not 100% but definitely not very bad I would say 70-85% good.. they have given me chance to rebuild my credit score once again and I've kept within my limits pay back what is owed but my score never go's up .. As I said it's a ok company just needs slightly improvement but hey my review will probably be ignored and won't be seen by anyone let alone win £1,000 hey you never know can only dream Reviewed on: 28th March 2022

Excellent service

Very professional service, easy to apply and everything was completed quickly and efficiently Reviewed on: 28th March 2022

Ace Company. No hassle. Highly recommended

All good experience. Thank you very much Reviewed on: 28th March 2022

New Bank that dose everything different than the rest.

I am very happy to be associated with ZOPA Bank as they are customer satisfaction focused and very easy to deal with .I am a very happy customer and will have a long relationship with ZOPA Reviewed on: 28th March 2022

Very professional and easy

Very quick and easy, professional, clear app, clearly rules, short time coming my card to home Reviewed on: 28th March 2022

Customer service

The customer service is second to none. No waiting around. My enquiry was dealt with promptly and efficiently. 10/10 Reviewed on: 28th March 2022

Great!

Fab experience, very helpful, and great for people trying to get their credit score higher Reviewed on: 28th March 2022

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