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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Amazing company

So easy and friendly to deal with I would recommend to everyone it's also helped with my credit score Reviewed on: 28th March 2022

Fair card great credit builder

Love zopa, easy no hassel credit card Reviewed on: 28th March 2022

One word - awesome!

Customer service is quick & responsive. The app is fantastic and user friendly. It’s clear and shows everything that is needed to manager your credit on a day to day basis.. couldn’t speak more highly compared to other credit providers. Reviewed on: 28th March 2022

Everything it's great but interests rate bit higher

I have great experience I use my credit card when ever I want where ever I want simply and easy Reviewed on: 28th March 2022

Amazing

Very easy app not had any problems that wasn't sorted with a very quick phone call. "The problems were all me fault" Reviewed on: 28th March 2022

Brilliant

Very easy to use and to keep track of how much I spend and what I have left. Reviewed on: 28th March 2022

Step by step

I use the credit card and its app is easy to use and manage. Great also for those building their credit. Reviewed on: 28th March 2022

Convenient and reliable

Been very convenient. When I was waiting for replacement debit card, it was good to know I could transfer to zopa and use instantly Reviewed on: 28th March 2022

User friendly

User-friendly app! sometimes money transfers shows asap compare to other credit cards takes 2 days. Reviewed on: 28th March 2022

Great in every aspext

Really easy to apply. Zopa has really helped me improve my credit score. Also the customer service is great. I really recommend them Reviewed on: 28th March 2022

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