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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

65% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Great options

Easy acceptance for a credit card with fair interest rates. Reviewed on: 29th March 2022

Well done

Fast and up to date, when payments are made it update straight away, when more credit available they ask you first if you want it. Never declined. Able to set limits and app is very easy to use Reviewed on: 29th March 2022

Friendly service

Friendly service and being looked after Reviewed on: 29th March 2022

The Best

Joined about 3 months ago, I haven't had one problem I couldn't solve from the app in a couple mins, and this card has helped build my credit score massively in them 3 months aswell. My score WAS awful. Would recommend this agency over any other. Reviewed on: 29th March 2022

Best credit card & app

User friendly mobile app, fast credit card application. Amazing experience overall! Reviewed on: 29th March 2022

I absolutely love my Zopa card!

My Zopa Credit Card is brilliant and i like using it. I particularly like being sent reminders about transactions and when i need to pay my balance. Besf card for me at present Reviewed on: 29th March 2022

EASY APP

Very easy to set up account - informative & offers many other services Reviewed on: 29th March 2022

Fast, easy, streamlined

Streamlined my finances with a Zopa card. Easy to use App and fast application form. Great! Reviewed on: 29th March 2022

Excellent company

Excellent company, easy to use. Reviewed on: 29th March 2022

TCB

Simply the best, TCB, highly recomend Reviewed on: 29th March 2022

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